色界吧

Loans are an invaluable resource to college students in financing a college education. Be sure you understand all of your rights and responsibilities before you accept a loan.

Types of Loans

Students considering student loans need to be aware of the differences between federal student loans and private student loans .

Federal Student Loans

Private Student Loans

Federal student loans are required by law to provide a range of flexible repayment options including, but not limited to, income-based and income-contingent repayment plans, as well as loan forgiveness benefits that private lenders are not required to provide.

Federal direct loans are available to most students regardless of income. Other qualification criteria may apply. Other qualification criteria can be found .

Private student loan lenders can offer variable interest rates that can increase or decrease over time, depending on market conditions. 

The interest rate on a private loan may depend on the borrower鈥檚 and/or co-signer鈥檚 credit rating.

Private student loans have a range of interest rates and fees. Students should determine the interest rate and any fees associated with any private student loan they borrow before accepting the loan. Students should contact the lender of the private student loan (for an alternative loan) or the Financial Aid Office (for an institutional loan) if they have any questions about a private student loan.

色界吧 offers private (institutional) student loans. If the student is offered an institutional loan they should know:

  • Interest rates on all institutional loans are fixed, not variable
  • Our loans can have a range of interest rates
  • Our loans are not awarded based on the credit history of the student borrower
  • Our loans do not require a co-signer

Loan Requirements

First-time loan borrowers must complete a Master Promissory Note (MPN) and Online Entrance Counseling for each loan program from which they borrow. Students can accept, decline, or reduce any or part of their loans in their  in my色界吧.

Follow the chart below for a list of loan requirements:

Loan

First-Time Borrowers

Continuing Borrowers

Federal Direct 

Sub/Unsub Loan

色界吧 No/Low Interest Loan

  1. Master Promissory Note

Federal Parent PLUS Loan

Emergency Loans

If you are experiencing a short-term emergency, you may be eligible for a Dean's loan. A Dean鈥檚 Loan cannot exceed $500 and must be paid by the end of the semester in which the loan is taken. To apply for a Dean's loan, please contact the Dean of Student's Office at 323-259-2661 or stop by Berkus Hall, Main Floor.

Contact Financial Aid
Office of Financial Aid

AGC Room 119
色界吧
1600 Campus Road F-35
Los Angeles, CA 90041-3314